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  • Understanding Refinance Rates and Fees
  • Mortgage Shopping Secrets
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ArizonaFHARefinance.com

I would love to talk to you about a Streamline Refinance. 

Please call me at 602.522.9494.  Thanks - Todd

Let me Help You Save Money with
a Refinance into a Lower Rate Mortgage!

Can it really be FREE?

Yes! For our "True No Cost" refinance we pay ALL lender and title company fees - that means the closing costs are zero. You are only responsible for pre-funding your new escrow account.  You will skip your next payment and receive your escrow refund from your old lender three to four weeks after your new loan closes.  We do offer other rate/fee options as well.

What if I have a recent Short-Sale or Foreclosure?

Call me - it is very likely we can streamline your current loan (most lenders can not, but we have a program just for you).

What's Next?

Pick up the phone and give me a call: 602-522-9494 or email me at Todd@BookspanTeam.com. 

My goal is to take the confusion and the fear out of the refinance process.

Click on the links below for more information:

FHA Streamline Refinances
Understanding Refinance Rates and Fees
Mortgage Shopping Secrets
Are You Working With a Professional?
Who Are We?
Apply Now!

Need help with a loan comparison?

Let me do a mortgage audit or compare another lender's offer to ours. What I need is a copy of a recent mortgage statement and the other lender's estimate.

Here’s what to do: cut and paste it off the internet into an email or scan/email your statement to me; or fax your mortgage statement to 602-522-9495.

Get a free report on the 10 Questions to Ask A Loan Officer


Todd Bookspan, MBA
Certified Mortgage Planner
NMLS ID:218341
602.522.9494
Todd@BookspanTeam.com
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The Foundation of Your Home Starts with Cobalt Mortgage

Cobalt Mortgage is a Full Service Mortgage Banking Firm founded in 2001 to provide consumers with the flexibility, education, and service needed to achieve their mortgage goals. From first-time homebuyer purchases, to mortgage refinancing and investment properties, Cobalt Mortgage’s team of experienced and knowledgeable licensed financial professionals are committed to honesty, professionalism and the long-term care of our customers.

AZ BK 114630